Products · Money transfer & MoMo
Money moves. Family stays connected.
Mobile money lets KAMCCU members send and receive money to and from family, friends and business associates anywhere in Ghana, without worry — and members outside Ghana can use the same merchant number to make their deposits from abroad.
How it works
Two ways to move money with KAMCCU
Visit any KAMCCU branch
Walk into KAMCCU House at Adabraka, or our Kasoa or Amasaman branches, to send or receive money over the counter.
Or use our MoMo merchant number
Deposit straight into your KAMCCU account from your mobile money wallet. Ask for the official merchant number at any branch or on our verified lines.
Confirm and keep your receipt
Always confirm the recipient name shown on your phone before approving, and keep your transaction reference until the credit reflects.
Living abroad? Same number, same family.
Diaspora members deposit into their KAMCCU accounts with the very same MoMo merchant number — no special setup required.
Fraud awareness
Your PIN is yours alone
MoMo fraud is real in Ghana — but it only works when someone tricks you into acting. Remember one rule above all: KAMCCU never calls to ask for your PIN.
Read: 5 MoMo fraud tricks to watch for- Never share your MoMo PIN with anyone — not even someone claiming to be from KAMCCU.
- KAMCCU will never call, text or WhatsApp you to ask for your PIN, a one-time code, or a "reversal fee".
- Always confirm the registered merchant name on your screen before approving a payment.
- Get the merchant number in person at a branch or on our official lines — never from a forwarded message.
- If something feels off, stop and call us on our published numbers before sending anything.
Transfers FAQ
Sending money, answered
Reach us on +233 302 247 164 or +233 549 643 002 — Monday – Friday, 8:30 AM – 4:00 PM.
How do I send or receive money through KAMCCU?
Members can send and receive money to and from family, friends and business associates anywhere in Ghana through KAMCCU — either over the counter at any branch, or via mobile money using our merchant number, available at any branch.
Can I deposit into my KAMCCU account from outside Ghana?
Yes. Members outside Ghana can use the same KAMCCU mobile money merchant number to make deposits into their accounts from abroad.
How do I get the KAMCCU MoMo merchant number?
For your safety we share the merchant number in person at any branch or on our official phone lines (+233 302 247 164 / +233 549 643 002) — never rely on numbers from forwarded messages or social media.
Will KAMCCU ever ask for my mobile money PIN?
Never. KAMCCU staff will never ask for your MoMo PIN or one-time codes by phone, SMS or WhatsApp. Anyone who does is attempting fraud — hang up and report it to us on our published numbers.
Ready to send or deposit?
Call or visit any branch to get the official merchant number and start moving money the safe way.