Membership
Join the KAMCCU family — GH₵ 500 makes you a co-owner
Open to all Ghanaians and residents — individuals, groups, companies, and children through the Kiddie account. Start below the minimum and complete it within six months.
Why members stay for decades
Low-interest loans
From 1% per month reducing balance — well below commercial rates.
Annual dividends
Share in KAMCCU's surplus every AGM based on your shareholding.
One member, one vote
Equal say in board elections regardless of your balance.
Financial literacy
Free member workshops on budgeting, business and investing.
What you'll need
- · Ghana Card (or guardian's for Kiddie accounts)
- · Two passport pictures
- · GPS address
- · GHS 500 minimum shares (flexible start) + initial deposit
Start your application
We'll call you to complete KYC — or visit any branch.
Akwaaba — application received!
Check your email for the next steps. We'll call you within two working days to complete your KYC and first share purchase.
Create your portal account